Updated May 2026

Compare Home Warranty Companies

Side-by-side pricing, coverage limits, service fees, and honest ratings. All data verified against current plan terms. No paid placements — rankings based on real performance.

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American Home Shield

#2 Best for Older Homes
★★★★½ 4.6/5 — 38,000+ verified reviews

The industry veteran with the highest HVAC limit at $5,000. Uniquely covers undetected pre-existing conditions — a critical advantage for homes 8+ years old. Over 2 million customers and 50+ years in business.

Monthly$29–$89
Service Fee$75–$125
HVAC Limit$5,000
Appliance Limit$2,000–$4,000
Workmanship30 days
States48 states
From
$29/mo
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Cinch Home Services

#3 Best Repair Guarantee
★★★★½ 4.5/5 — 9,200+ verified reviews

Cinch stands out with an industry-leading 180-day workmanship guarantee — 6x longer than most competitors. Also covers rust and corrosion damage that others exclude. The $10,000 annual aggregate limit is excellent for heavy users.

Monthly$28–$68
Service Fee$75–$150
HVAC Limit$1,500
Annual Cap$10,000
Workmanship180 days
StatesAll 50
From
$28/mo
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Liberty Home Guard

#4 Most Flexible Coverage
★★★★½ 4.5/5 — 17,000+ verified reviews

Liberty leads the industry in add-on options with 40+ choices, including rarely-covered items like saltwater pools and water filtration systems. Locked-in pricing means your rate never increases at renewal — unique in the industry.

Monthly$50–$60
Service Fee$75–$125
HVAC Limit$2,000
Add-Ons40+
Workmanship60 days
StatesAll 50
From
$50/mo
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Select Home Warranty

#5 Best Budget Option
★★★★ 4.2/5 — 6,800+ verified reviews

The most affordable full-coverage option on our list. Select frequently runs promotions including free months and price locks. Best suited for budget-conscious homeowners with newer homes who want basic protection without breaking the bank.

Monthly$44–$48
Service Fee$60–$75
HVAC Limit$3,000
Appliance Limit$500
Workmanship30 days
States46 states
From
$44/mo
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Reviewing 13 more companies including 2-10 Home Buyers Warranty, First American, AFC Home Warranty, and more. View all reviews →

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